December is normally a great month to buy a car.  The year-end sales usually include 0% financing car loan deals not seen the rest of the year. This year is a little different. The deals are still great.  All three of the domestic carmakers are offering 0% financing on most models, but they have been doing that all year.

Ford is the only of the big three automakers that is offering 0% financing on 2010 models, probably another benefit of being the only one of the three that didn’t go bankrupt. The 2010 Focus, Fusion, Mustang, Flex, Escape, F-150, Expedition, Explorer, Explorer Sportrac, Super Duty, Ranger and E-Series are all being offered with no interest auto loans this month. The Mercury Milan and Mariner, as well as the Lincoln Navigator and MKX, are also on sale with 0% financing.

GM will only give 0% interest car loans on 2009 models this month, so if you’re shopping for a GM, you’re definitely better off looking at a 2009 rather than a 2010. Car loans on the Chevrolet Aveo, Cobalt, Corvette, Impala, Malibu, Avalanche, Colorado, Silverado, Equinox, HHR, Suburban, Tahoe, Traverse and Express are all 0% this month. The GMC Sierra, Yukon, Yukon XL and Canyon are too, as are the Buick Enclave, LaCrosse and Lucerne, and the Hummer H3.  The Cadillac CTS, Escalade and XLR are all available with no interest car loans if you want to get your bling on economically.

Chrysler once again is not offering its best sale on its best cars, leaving the Jeep Wrangler and Dodge Challenger out of its no interest auto loan promotion. The other bright spots in Chrysler’s lineup, the Town and Country and its less luxurious twin, the Dodge Caravan, are included in the sale, so if you’ve got a big family, you’re in luck. The Chrysler 300 and PT Cruiser, the Jeep Commander, Compass, Grand Cherokee, Liberty and Patriot, the Dodge Avenger, Charger, Dakota, Grand Caravan, Journey, Nitro, Viper, and Ram are all included in the 0% car loan financing incentive for December.